Best money-saving apps for students:
make your budget go further

Managing your spending as a student is important so that you can keep doing the things you love. Luckily for you, we’ve found the best apps designed to help you make your budget go further.

In this blog, we’ll dive into what could possibly be the best money-saving apps for students so you can keep more money in your pocket while enjoying your student life to the fullest.

Best money-saving apps for students: discounts

Who doesn’t want to save some money on the new clothes you buy and the meals you have out? Here are the best free saving apps for student discounts…

UNiDAYS

The free UNiDAYS app gives you access to a huge range of student discounts. You can access them in stores and at home, which makes in-store and online shopping a breeze. Explore a range of 10-30% discounts off shoe shops, Domino’s, Deliveroo, Amazon Prime, ASOS, and so much more.

Student Beans

Be savvy with your savings and use Student Beans alongside UNiDAYS for even more discounts! Explore student discounts online and in-store for Argos, Superdrug, Sephora, Greene King, and more.

Best money-saving apps for students: bank accounts

Whilst you’re a student, you don’t ideally want to be spending your free time sifting through old receipts and totting up how much friends owe you. These apps could potentially make financial management easier, especially when it comes to transferring money and spending money abroad.

Monzo

Monzo could work for you and your banking. You use it like a debit card and top it up with money whenever you need to. Whenever you spend money, it sends you a notification, making it an ideal way to keep track of your money and what you’re spending day to day. We all know how easy it is to keep tapping away! You can also view a summary of where you’ve spent your money, i.e., Wetherspoons breakfasts, Waterstones bookshop, or drinks at your local bar. Monitor your spending with Monzo.

Revolut

Similar to Monzo, Revolut is a prepaid card that you can top up whenever you need to. It sends you a notification every time you spend on the card, making it simple to keep track of what you’re spending. A great feature of Revolut is that by sending requests to your friends, you can remind them of the money they owe you – all they have to do is press ‘accept’ and it appears in your account almost instantly! What’s even better is that it has a free exchange rate. Use your Revolut card abroad at no extra cost in the local currency.

Starling

With Starling, you can easily track your spending and set your limits. This bank categorises spending for you, making it easy to see where you spend the most, while its free budget planner allows you to calculate personalised monthly budgets.

Putting banking apps aside, you should also open a student savings account to make your money go further.

Best budgeting apps to optimise your spending

It’s one thing managing your money, and it’s another budgeting your spending. Budgeting could help you make better financial decisions and might even help you save for future goals.

Mint

Mint is a financial budgeting app that links your bank accounts, credit and debit cards to create an overall picture of your spending. You can set goals for your spending and use the app’s budget planner to stay in control of your purchases. The app is great for tracking your income, your spending habits, and your savings. It makes your finances seamless by having all your money summarised in one place.

Emma

The free version of Emma links to up to two of your bank accounts to categorise your spending. It can make suggestions on cutting spending and even allow you to put money in pots, which you can then earn interest on. Paid versions of Emma come with added features, such as rent reporting – but you may want to start off with the free version and see how you go!

Snoop

This budgeting app analyses your monthly bills and flags when you’ve spent more than usual, sometimes suggesting alternative, cheaper providers. You can also see all of your bank accounts in this app, and a weekly spending report to help you start managing your finances.

YNAB

YNAB, or You Need A Budget, is a budgeting app which allows you to assign your money jobs. You can link your bank accounts and create categories to help you stay on track. Whilst YNAB is a paid app, you can partake in the free trial and share the account with up to five family members/friends (you could split the cost with your housemates or persuade your parents to invest in this one!).

HyperJar

This budgeting app allows you to split your money between different jars and spend from these accordingly with a prepaid debit card. As a completely free budgeting app, this one is worth a try, especially as you sometimes get discounts based on your spending.

Best solution for splitting your bills

There’s nothing worse than having to sort through your utility bills and figure out who owes what. It can be time-consuming and stressful, especially when you’re trying to balance studies and social life. Here’s how you can split your bills easily without any hassle…

Split The Bills

At Split The Bills, we’re a bill-splitting service that can ease the burden of managing your finances and bills, giving you more time to focus on your studies and social life while at uni. You won’t have to worry about splitting your bills with your housemates because we sort it for you! We also handle your energy and water suppliers, including your broadband and optional TV license. All you need to do is pay one monthly bill, which automatically covers all your household bills.

Get a monthly price for your household bills today or take a look at our bills packages and make moving into your new student house as stress-free as possible.

Why Split The Bills?

We’re a service trusted by thousands of students across the UK, making student living easy. Split The Bills is here to help you. Choose us so you can focus more on enjoying student life and less on the hassle of managing household finances.

Join the many students who’ve already made the switch and see how much simpler student life can be with Split The Bills.

Split The Bills is not a financial advisor. This should not be considered as professional financial advice. Do your own research and consult a professional financial advisor before making any financial decisions!

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