Last updated: January 2026

Unless the tenancy agreement magically includes all your bills, moving into a new shared house means figuring out how to handle the utilities with your housemates.

You might decide to open a joint account between you, or you can take the much easier route and opt for a bill package like the ones we offer at Split The Bills. From electricity and gas to WiFi and water, coordinating who owes what every single month can quickly become a headache.

What are bill packages?

Bill packages allow you to bundle your household utilities and services into one monthly payment, split equally between everyone in your student shared house. Instead of juggling five different due dates, dealing with random energy providers, or forcing one housemate to put everything in their name, everyone just pays a set amount that covers the essentials.

These packages usually include:

  • Electricity  
  • Gas  
  • Water  
  • Broadband  

The pros of bill packages for students  

If you’re not sure how a bill package actually makes life easier, here’s why it’s a total game-changer for student life:

1. No more hassle  

One of the biggest benefits is total convenience. All you need to do is make one monthly payment that covers all your utilities. That means no sorting through endless emails from different companies, and no stressing about whether things are paid on time.

2. Budgeting is a breeze  

Knowing exactly how much cash is leaving your account every month makes life so much easier. You can actually plan your budget for nights out and food without worrying about an unexpected utility bill wiping out your bank account.

3. It keeps things fair  

Signing up for a bill package ensures that the cost of your utilities is split fairly among you and your housemates. This helps reduce the risk of arguments over who owes what and who hasn’t paid.  

At Split The Bills, we divide the total cost equally, so everyone pays their own share.  

4. It saves precious time

When you’re at uni, you want to focus on studying, socialising and having a good time – you don’t want to be spending hours on the phone to your utility providers!

Using a bill-splitting service frees up your schedule. We manage all your utilities under one roof so you can get on with enjoying uni life.

5. One point of contact  

If anything goes wrong or you have a question, you only have to reach out to one place. You don’t need to sift through piles of paperwork or call three different companies to get an answer. Our Support Centre gives you one easy point of contact, run by real people who actually care (which is why we’re rated Excellent on Trustpilot).

6. Set up is completely taken care of  

With Split The Bills, all you have to do is sign up and set up your direct debit, and you’re good to go.  

Your bill-splitting provider will contact all of your providers to get you up and running so you can move in without the worry of paying multiple bills. Plus, when you move out, it’s all sorted again for you (we’ll close all the accounts on your behalf), providing you with a completely hassle-free service.  

The cons of bill packages for students  

While a bill package makes life ten times easier, here are a few things you should consider before making up your mind:

1. Less control over providers  

When you opt for a bill package, you might have less control over which utility providers are used. This can be a drawback if you’d rather stick to certain providers or take advantage of student deals.  

2. Commitment and contracts  

Some bill packages require you to commit to a fixed timeline. This can be tricky if your living situation changes or you need to leave the house early. It’s always smart to check the terms and conditions beforehand so you know exactly what happens if someone needs to move out mid-year.

3. Limited customisation 

Some bill packages can offer less flexibility when it comes to customising your services. If you want to add or remove certain utilities, it might not be as straightforward as managing each bill separately. 

At Split The Bills, we offer flexibility in our packages. You choose the utilities you want us to provide, and we’ll build a package just for you. For example, your rent may include gas and electricity, but you’ll still need to pay for everything else. Just let us know what you want us to take care of, and we’ll set it all up for you.

How Split The Bills can help  

Student bill packages take the stress out of shared living so you can focus on what actually matters – getting your degree and having the best time at uni.

Split The Bills is a bill-splitting service trusted by thousands of students nationwide. We handle the responsibility of setting up your utility accounts, managing direct debits, and ensuring everyone pays their share! You don’t need to worry about when or how to set up each bill; just create an account with us, and we’ll handle the rest.

Ready to make your house hassle-free? Learn more about how Split The Bills works or grab a quick price today!

Calculator and papers on a table

Common Mistakes Students Make About Bills (And How to Avoid Them)

Moving into a student house is one of the best parts of uni life; more freedom, living with your friends, and finally feeling like a proper adult. But one thing that catches almost everyone off guard? Bills. In this guide I’ll talk you through the most common mistakes students make about bills so you can dodge them.

Read More »
Student sorting bills on laptop

What Most Surprised Me about UK Utility Bills as an International Student

Moving to the UK as an international student comes with a lot of adjustments, including trying to figure out the transport system, cooking, getting used to the weather, and (one of the biggest adjustments of all) figuring out how to pay utility bills in a new country. In this blog, I’ll take you through the biggest surprises I came across when tackling bills in the UK as an international student.

Read More »