
What I Spend in a Week as a Graduate
Everyone’s finances look different, but I thought I’d share a realistic look at the kinds of things I spend money on in a typical week as a graduate.
When you live with other people, there’s always that one person who’s a little bit more organised than the rest. Maybe they always sort the washing up out, maybe they always remember to buy new toilet paper, maybe they’re always the one to pay the bills.
And maybe, just maybe, that person is you.
If you’re the housemate who seems to always take care of everything, the burden can soon add up, and it can start to feel like your home life is another full-time job. Fear not – we’re here to help you share the load, getting more people to pitch in with chores and freeing your time up to do more important things, like watching TV, mindlessly scrolling on your phone, or having a well-earned nap.
You might not be aware of just how much you do for the house, and your housemates might not know either. That’s where a list can be handy. Write down everything you do to clean the house and how often you do it, and talk it through with the house. That way, they can see just how busy you are, and if they’re decent humans, can offer to do some of the jobs themselves. If you’re feeling more passive-aggressive than that, just stick the list up in a communal area and circle the jobs in a red marker. Sorted!
Knowing when certain jobs need to be done, and whose turn it is to do them, is a key part of sharing household responsibilities. Do the bins always go out on a Tuesday? Write it down and stick some names next to it. Could the bathroom do with a monthly clean? The same rules apply. A cleaning rota can help keep people accountable, and if you all agree to follow it up-front, there’s no excuse for missing your turn.
To make it more interesting, turn it into a game: if someone misses their turn, they have to buy the next round of takeaways. Seems only fair.
Ok, maybe don’t call it a meeting, because that immediately puts people off. But if you get all your housemates around a table, order a pizza or grab some coffee, you can discuss the jobs that need doing and ensure everyone is on the same page. Keep it casual: “The following jobs need doing around the house. Who wants to do what?” Just making these things part of a normal, chatty conversation can take the pressure off the situation and makes everyone feel equally responsible.
(And if there is tension, check out our guide on resolving common house share arguments.)
While it is important that everyone plays their part in house share jobs, you don’t want to get a reputation for being the naggy one. If people aren’t pulling their weight, just give them a gentle, friendly reminder. Definitely don’t use the phrase “It’s like living with a teenager!” We speak from experience, and you’re likelier to get along with your housemates if you keep it cool and drop the nagging.
If things get really serious, for example, a housemate hasn’t contributed to the energy bills for a couple of months, it could be time to ramp it up a notch. Not paying your way adds a lot of pressure to everyone else in the house, so you could try limiting access to things as a way of getting your point across.
Let’s say someone refuses to wash the dishes; you could just leave their pots and pans out until they wash them. This is only a card to be played in serious situations, but it can lead to results. After all, if you change the WiFi password without telling someone, they’ll soon realise the error of their ways.
One of the biggest hassles in house shares is sorting the household bills. That’s where we come in! With Split The Bills, you each pay your own share of the bills, with separate direct debits from each housemate – so you’re not having to take on all the burden for the group.
Let us lighten part of the load of running a house share so you can focus on splitting chores fairly!
Explore more info on how it all works, or grab a quick quote to see how much easier automatically splitting your bills could make life in your house share.
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Everyone’s finances look different, but I thought I’d share a realistic look at the kinds of things I spend money on in a typical week as a graduate.

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